Obituaries

James Harbaugh
B: 1928-09-12
D: 2016-08-21
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Harbaugh, James
Dale McKenzie
B: 1925-12-02
D: 2016-08-21
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McKenzie, Dale
Donald Sweeney
B: 1919-03-01
D: 2016-08-19
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Sweeney, Donald
Loren Loch
B: 1938-10-24
D: 2016-08-19
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Loch, Loren
Jon Casper
B: 1966-09-02
D: 2016-08-18
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Casper, Jon
Margaret Haugan
B: 1920-11-06
D: 2016-08-12
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Haugan, Margaret
George Pilloud
B: 1943-06-10
D: 2016-08-11
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Pilloud, George
Keith Kallstrom
B: 1951-07-24
D: 2016-08-04
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Kallstrom, Keith
Curtis Krause
B: 1938-07-13
D: 2016-07-30
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Krause, Curtis
James Hensel
B: 1927-09-10
D: 2016-07-28
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Hensel, James
Elaine Chakov
B: 1925-05-25
D: 2016-07-26
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Chakov, Elaine
Charlotte Clark
B: 1940-07-06
D: 2016-07-24
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Clark, Charlotte
James Sperling
B: 1932-07-10
D: 2016-07-23
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Sperling, James
Gwendolyn Ewert
B: 1928-12-14
D: 2016-07-22
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Ewert, Gwendolyn
Ray Dalby
B: 1931-12-29
D: 2016-07-18
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Dalby, Ray
Robert Voigt
B: 1949-01-31
D: 2016-07-17
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Voigt, Robert
Muriel Parker
B: 1934-06-01
D: 2016-07-06
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Parker, Muriel
William Bruers
B: 1945-02-19
D: 2016-07-04
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Bruers, William
Barbara Schwartz
B: 1942-01-22
D: 2016-07-02
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Schwartz, Barbara
Christine Thunder
B: 1934-03-07
D: 2016-07-01
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Thunder, Christine
Roberta Vanden Berg
B: 1935-10-04
D: 2016-06-30
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Vanden Berg, Roberta

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3330 Irvine Avenue NW
BEMIDJI, MN 56601
Phone: (218) 751-3159
Fax: 218-444-6160

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Pre-Arrangement

A gift to your family, sparing them hard decisions at an emotional time.
Pre-Arrangement - Olson - Schwartz Funeral Home
3330 Irvine Avenue NW • BEMIDJI, MN
Phone: (218) 751-3159

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Pre-Arrangement

When pre-planning a funeral, all of your thoughts and wishes are planned for. Your family will know what you want, and not what they think you want.  At Olson Schwartz Funeral Home & Cremation Service, we'll help you put it in writing. Writing it down will help avoid family disputes, or involvement by others that may not know what your wishes are. Your loved ones won't question: "Did we do the right thing? Did we forget anything? Is this what she/he wanted? Did we spend too much?" All that is eliminated because you put it in writing.

Pre-planning is the first step; this step allows us to gather your vital information and decisions. We will then file this information until the time comes for when it is needed.

Many people are considering ways to fund their funeral. If you would choose to do this also, this step will actually allow you to set money aside to be used for your funeral expenses. There are a few ways to approach putting money aside for funeral expenses, so we have a trained licensed pre-need specialist at our funeral home that can explain all of them to you.

Pre-planning along with pre-funding work together because they offer peace of mind. Your survivors will not be burdened with decisions regarding your funeral.

Pre-funding allows for protection from Nursing Home Costs. Unlike other investments (including cash value of traditional life insurance) that you own, the dollars you place into a correctly structured final expense plan will not count as an asset if you enter a nursing home. The full cost of your funeral can often be protected using an irrevocable insurance trust.

Since 1960, the number of pre-planned funerals has increased by 1000%. Why such a dramatic increase in Pre-Planned Funerals?

Because pre-planning guarantees:

• Your wishes will be fulfilled.

• You will spare your loved ones any unnecessary financial burden.

Pre-planning your own funeral makes sense because it allows you to take full control of your funeral right now. You can save your loved ones the trauma of making difficult decisions without knowing exactly what you would have wanted.

Pre-planning allows you to confer with your loved ones and make your plans together, thus resolving your most personal matters with a clear mind, in a peaceful and relaxed atmosphere. In return, you will save the people you care about most from the emotional turmoil and burdensome decisions that an unplanned funeral can often bring.

When you pre-arrange and pre-pay, you can be assured that definite arrangements have been made and no other financial decisions need to be faced. Your funds are held in your name, in an instrument designed solely for providing the funeral you have chosen at the time of need.

 

3330 Irvine Avenue NW | BEMIDJI, MN 56601 | Phone: (218) 751-3159 | Fax: 218-444-6160 | Email: osfh@paulbunyan.net